ERS have a superb close working relationship with Brookson and can offer a hand-holding support for you when working with or through us to ensure that you utilise the best and most approriate method for your needs.

Following consultation with their Members, Brookson listened closely to our members' needs, and used their depth of experience to build the Brookson Navigator - a system that quickly and efficiently comes to a service solution tailored to your individual circumstances.

No matter what your circumstances, we can advise you on how to work compliantly and in the most tax efficient way.

Brookson Navigator, combines the expertise of all Brookson's expert partners, with our unrivalled experience in a single place to:

• guide you through the minefield of IR35 legislation
• answer your questions
• provide a basket of services that is:
  • tailor-made for your business
  • safe
  • fully compliant with IR35

Navigator can guide freelance professionals through the three ways of working:

• Sole Trader,
• Limited Company or
• Umbrella Employment.

Which ever way of working you choose it is important to consider insurances.

Insurance

If you choose to work through our umbrella employment service we will provide the relevant insurances as part of the service. If however you choose to run your own business be it as a limited company or as a sole trader you must consider carefully the insurance position of your business.

Brookson does not provide insurance cover to you but we recognise the importance to small businesses of having the right insurance in place for small businesses. We want to ensure you receive the best expert advice that is tailored to your individual circumstances.

Insuring your business appropriately is often a requirement of your clients but having the right cover in place also means you don’t have to worry about suffering financially if something goes wrong.

We would recommend you always have appropriate insurance in place. The insurances a small business typically need to consider are:

• Public / Products Liability
• Employers Liability
• Professional Indemnity
• Directors & Officers liability 
• Personal Accident and Critical Illness

Kingsbridge is an insurance broking and risk management consultancy regulated by the Financial Services Authority focused on delivering a first class service to freelancers. They have been providing cover to our members for over 5 years. Kingsbridge share our values of putting the needs of their clients first.

Kingsbridge offer a wide variety of insurances including insurances policies designed specifically for the professional freelancer market place.